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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,344 | $98,776+197.0% | $149,745+95.9% | $79,856+267.3% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.5%+15.1pp | 69.6%+27.9pp |
| Annual return | 25.15% | 27.38%-2.2pp | 276.72%-251.6pp | 31.71%-6.6pp |
| Employer contribution / active EE | $8,687 | $3,217+170.0% | $4,646+87.0% | $2,471+251.5% |
| Participant deferral / active EE | $9,704 | $5,681+70.8% | $6,843+41.8% | $3,741+159.4% |
| Admin fee / account holder | $15,753 | $6,053+160.3% | $9,312+69.2% | $5,306+196.9% |