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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,281 | $82,678+242.6% | $125,391+125.9% | $68,490+313.6% |
| Participation rate | 92.7% | 75.1%+17.6pp | 82.4%+10.3pp | 67.9%+24.8pp |
| Annual return | -22.61% | -5.97%-16.6pp | 572.41%-595.0pp | -7.85%-14.8pp |
| Employer contribution / active EE | $7,317 | $3,382+116.3% | $4,816+51.9% | $2,597+181.8% |
| Participant deferral / active EE | $9,856 | $6,111+61.3% | $7,448+32.3% | $4,028+144.7% |
| Admin fee / account holder | $6,096 | $6,277-2.9% | $10,009-39.1% | $5,403+12.8% |