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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,825 | $93,617+292.9% | $135,982+170.5% | $75,177+389.3% |
| Participation rate | 84.6% | 75.2%+9.4pp | 81.9%+2.7pp | 67.2%+17.4pp |
| Annual return | 24.24% | 30.89%-6.6pp | 68.32%-44.1pp | 160.75%-136.5pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $9,256 | $6,406+44.5% | $7,760+19.3% | $4,126+124.3% |
| Admin fee / account holder | $9,507 | $6,980+36.2% | $10,767-11.7% | $5,651+68.2% |