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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,969 | $77,638+268.3% | $156,551+82.7% | $62,881+354.8% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 8.56% | 50.33%-41.8pp | 32.23%-23.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $4,831 | $3,444+40.3% | $5,501-12.2% | $2,281+111.8% |
| Participant deferral / active EE | $3,738 | $3,046+22.7% | $4,871-23.3% | $3,203+16.7% |
| Admin fee / account holder | $6,391 | $5,561+14.9% | $13,028-50.9% | $4,296+48.8% |