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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,945 | $91,198+71.0% | $178,503-12.6% | $79,856+95.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.54% | 24.20%-16.7pp | 151.12%-143.6pp | 31.71%-24.2pp |
| Employer contribution / active EE | $1,843 | $3,257-43.4% | $5,011-63.2% | $2,471-25.4% |
| Participant deferral / active EE | $3,373 | $3,237+4.2% | $5,202-35.2% | $3,741-9.8% |
| Admin fee / account holder | $6,912 | $6,748+2.4% | $13,987-50.6% | $5,306+30.2% |