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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,127 | $85,171+79.8% | $172,753-11.4% | $72,976+109.8% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 3.65% | 27.32%-23.7pp | 803.00%-799.3pp | 81.02%-77.4pp |
| Employer contribution / active EE | $1,854 | $3,324-44.2% | $5,144-64.0% | $2,440-24.0% |
| Participant deferral / active EE | $4,684 | $3,260+43.7% | $5,198-9.9% | $3,608+29.8% |
| Admin fee / account holder | $3,441 | $5,880-41.5% | $13,956-75.3% | $5,124-32.8% |