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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,432 | $81,487+311.6% | $102,412+227.5% | $80,935+314.4% |
| Participation rate | 91.2% | 66.8%+24.3pp | 74.5%+16.7pp | 67.7%+23.5pp |
| Annual return | 11.78% | 25.60%-13.8pp | 24.94%-13.2pp | 35.66%-23.9pp |
| Employer contribution / active EE | $16,411 | $3,103+428.9% | $3,870+324.1% | $2,757+495.3% |
| Participant deferral / active EE | $11,763 | $3,871+203.9% | $5,060+132.5% | $4,299+173.6% |
| Admin fee / account holder | $11,407 | $6,717+69.8% | $8,388+36.0% | $6,924+64.7% |