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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,528 | $72,273+274.3% | $101,275+167.1% | $79,856+238.8% |
| Participation rate | 94.1% | 68.5%+25.7pp | 75.8%+18.3pp | 69.6%+24.5pp |
| Annual return | 10.58% | 22.30%-11.7pp | 46.48%-35.9pp | 31.71%-21.1pp |
| Employer contribution / active EE | $11,821 | $2,691+339.2% | $3,660+223.0% | $2,471+378.3% |
| Participant deferral / active EE | $10,134 | $3,282+208.8% | $4,371+131.9% | $3,741+170.9% |
| Admin fee / account holder | $641 | $4,401-85.4% | $5,948-89.2% | $5,306-87.9% |