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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,738 | $78,682+264.4% | $109,188+162.6% | $85,851+234.0% |
| Participation rate | 93.3% | 68.3%+25.1pp | 75.9%+17.5pp | 69.3%+24.0pp |
| Annual return | 12.60% | 25.09%-12.5pp | 25.76%-13.2pp | 318.63%-306.0pp |
| Employer contribution / active EE | $13,372 | $2,734+389.1% | $3,723+259.2% | $2,565+421.2% |
| Participant deferral / active EE | $11,822 | $3,468+240.9% | $4,654+154.0% | $3,952+199.1% |
| Admin fee / account holder | $42,244 | $5,470+672.4% | $6,755+525.3% | $6,261+574.7% |