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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,406 | $73,988+277.6% | $96,538+189.4% | $75,177+271.7% |
| Participation rate | 88.9% | 66.4%+22.5pp | 74.3%+14.5pp | 67.2%+21.7pp |
| Annual return | 13.34% | 26.73%-13.4pp | 35.74%-22.4pp | 160.75%-147.4pp |
| Employer contribution / active EE | $14,574 | $2,930+397.3% | $3,740+289.7% | $2,671+445.6% |
| Participant deferral / active EE | $10,918 | $3,660+198.3% | $4,880+123.7% | $4,126+164.6% |
| Admin fee / account holder | $4,630 | $5,220-11.3% | $6,737-31.3% | $5,651-18.1% |