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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,445 | $91,559+62.1% | $133,978+10.8% | $79,856+85.9% |
| Participation rate | 90.3% | 73.3%+17.0pp | 79.8%+10.5pp | 69.6%+20.7pp |
| Annual return | 20.68% | 61.85%-41.2pp | 45.10%-24.4pp | 31.71%-11.0pp |
| Employer contribution / active EE | $3,299 | $2,384+38.4% | $3,919-15.8% | $2,471+33.5% |
| Participant deferral / active EE | $8,735 | $3,734+133.9% | $5,047+73.1% | $3,741+133.5% |
| Admin fee / account holder | $3,012 | $6,321-52.3% | $8,930-66.3% | $5,306-43.2% |