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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,945 | $72,404+38.0% | $110,243-9.3% | $64,173+55.7% |
| Participation rate | 84.4% | 73.3%+11.0pp | 79.8%+4.6pp | 69.6%+14.8pp |
| Annual return | -5.63% | -6.29%+0.7pp | 314.76%-320.4pp | 7.63%-13.3pp |
| Employer contribution / active EE | $3,145 | $2,282+37.8% | $3,827-17.8% | $2,381+32.1% |
| Participant deferral / active EE | $7,668 | $3,469+121.0% | $4,672+64.1% | $3,470+121.0% |
| Admin fee / account holder | $11,114 | $5,664+96.2% | $8,548+30.0% | $4,887+127.4% |