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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,309 | $81,870+84.8% | $119,634+26.5% | $68,490+120.9% |
| Participation rate | 87.5% | 71.9%+15.6pp | 79.3%+8.2pp | 67.9%+19.6pp |
| Annual return | -15.07% | -23.82%+8.7pp | -14.98%-0.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $3,398 | $2,692+26.2% | $4,232-19.7% | $2,597+30.9% |
| Participant deferral / active EE | $9,726 | $4,148+134.5% | $5,601+73.7% | $4,028+141.5% |
| Admin fee / account holder | $5,243 | $6,583-20.4% | $10,329-49.2% | $5,403-3.0% |