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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,619 | $67,411+277.7% | $91,004+179.8% | $70,126+263.1% |
| Participation rate | 98.1% | 71.4%+26.8pp | 75.6%+22.5pp | 69.5%+28.6pp |
| Annual return | 15.95% | -40.16%+56.1pp | 4.60%+11.3pp | 73.15%-57.2pp |
| Employer contribution / active EE | $6,675 | $1,786+273.7% | $2,456+171.8% | $2,343+184.9% |
| Participant deferral / active EE | $6,770 | $2,823+139.8% | $3,548+90.8% | $3,332+103.2% |
| Admin fee / account holder | $21,633 | $4,236+410.7% | $5,417+299.3% | $4,645+365.7% |