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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,917 | $81,208+255.8% | $98,920+192.1% | $79,856+261.8% |
| Participation rate | 96.4% | 72.5%+23.9pp | 76.0%+20.3pp | 69.6%+26.7pp |
| Annual return | 12.89% | 60.99%-48.1pp | 196.47%-183.6pp | 31.71%-18.8pp |
| Employer contribution / active EE | $6,655 | $1,960+239.6% | $2,689+147.5% | $2,471+169.3% |
| Participant deferral / active EE | $7,041 | $3,265+115.7% | $4,245+65.9% | $3,741+88.2% |
| Admin fee / account holder | $54,372 | $6,013+804.3% | $6,643+718.5% | $5,306+924.7% |