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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,607 | $76,371+289.7% | $93,621+217.9% | $72,976+307.8% |
| Participation rate | 98.1% | 71.8%+26.4pp | 75.8%+22.3pp | 69.5%+28.6pp |
| Annual return | 19.11% | 25.82%-6.7pp | 32.76%-13.7pp | 81.02%-61.9pp |
| Employer contribution / active EE | $4,245 | $2,276+86.5% | $2,719+56.2% | $2,440+74.0% |
| Participant deferral / active EE | $7,178 | $3,538+102.9% | $4,070+76.4% | $3,608+99.0% |
| Admin fee / account holder | $21,010 | $6,839+207.2% | $7,890+166.3% | $5,124+310.0% |