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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,645 | $73,981-12.6% | $105,754-38.9% | $62,881+2.8% |
| Participation rate | 93.9% | 71.7%+22.2pp | 78.9%+15.0pp | 69.3%+24.6pp |
| Annual return | 7.23% | 17.60%-10.4pp | 12.25%-5.0pp | 20.14%-12.9pp |
| Employer contribution / active EE | $506 | $2,856-82.3% | $4,079-87.6% | $2,281-77.8% |
| Participant deferral / active EE | $2,949 | $4,038-27.0% | $5,326-44.6% | $3,203-7.9% |
| Admin fee / account holder | $8,408 | $5,976+40.7% | $8,309+1.2% | $4,296+95.7% |