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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,818 | $67,703+29.7% | $127,803-31.3% | $65,186+34.7% |
| Participation rate | 94.4% | 74.5%+19.9pp | 79.0%+15.4pp | 70.2%+24.2pp |
| Annual return | 23.39% | 24.36%-1.0pp | 26.14%-2.7pp | 29.39%-6.0pp |
| Employer contribution / active EE | $1,688 | $3,724-54.7% | $4,576-63.1% | $2,177-22.5% |
| Participant deferral / active EE | $4,276 | $4,787-10.7% | $6,023-29.0% | $3,514+21.7% |
| Admin fee / account holder | $2,506 | $618+305.2% | $9,399-73.3% | $847+195.8% |