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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,865 | $60,396+17.3% | $111,392-36.4% | $56,289+25.9% |
| Participation rate | 94.1% | 72.4%+21.6pp | 78.9%+15.2pp | 69.9%+24.2pp |
| Annual return | -5.94% | 20.26%-26.2pp | -2.06%-3.9pp | -9.96%+4.0pp |
| Employer contribution / active EE | $1,613 | $3,459-53.4% | $4,328-62.7% | $2,111-23.6% |
| Participant deferral / active EE | $4,102 | $4,421-7.2% | $5,567-26.3% | $3,350+22.4% |
| Admin fee / account holder | $3,204 | $610+425.1% | $12,266-73.9% | $521+515.0% |