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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $76,857 |
Service code 37 · EIN 04-2647786 | Loan Processing | $47,033 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,520 | $121,341+136.1% | $189,545+51.2% | $79,389+260.9% |
| Participation rate | 97.5% | 86.1%+11.4pp | 87.8%+9.7pp | 70.7%+26.8pp |
| Annual return | 13.74% | 21.08%-7.3pp | 555.36%-541.6pp | 116.89%-103.2pp |
| Employer contribution / active EE | $9,089 | $3,915+132.2% | $6,162+47.5% | $2,428+274.4% |
| Participant deferral / active EE | $10,225 | $6,395+59.9% | $8,220+24.4% | $4,046+152.7% |
| Admin fee / account holder | $509 | $651-21.9% | $12,049-95.8% | $626-18.7% |