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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC3 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $65,749 |
Service code 37 · EIN 04-2647786 | Loan Processing | $42,042 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,846 | $136,307+98.0% | $177,848+51.7% | $73,497+267.2% |
| Participation rate | 97.1% | 86.1%+11.0pp | 87.7%+9.4pp | 70.7%+26.4pp |
| Annual return | 10.82% | 18.68%-7.9pp | 48.33%-37.5pp | 28.51%-17.7pp |
| Employer contribution / active EE | $819 | $3,712-77.9% | $5,919-86.2% | $2,270-63.9% |
| Participant deferral / active EE | $11,006 | $5,829+88.8% | $7,714+42.7% | $3,740+194.3% |
| Admin fee / account holder | $491 | $596-17.6% | $12,431-96.1% | $513-4.4% |