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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $61,882 |
Service code 37 · EIN 04-2647786 | Loan Processing | $48,687 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,267 | $98,982+153.9% | $162,185+54.9% | $65,186+285.5% |
| Participation rate | 100.0% | 85.8%+14.2pp | 87.6%+12.4pp | 70.2%+29.8pp |
| Annual return | 21.50% | 24.84%-3.3pp | 115.61%-94.1pp | 29.39%-7.9pp |
| Employer contribution / active EE | $5,523 | $3,467+59.3% | $5,613-1.6% | $2,177+153.7% |
| Participant deferral / active EE | $10,364 | $5,384+92.5% | $7,297+42.0% | $3,514+194.9% |
| Admin fee / account holder | $495 | $596-16.9% | $10,844-95.4% | $847-41.5% |