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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,843 | $87,060+34.2% | $105,591+10.7% | $80,911+44.4% |
| Participation rate | 94.9% | 70.4%+24.5pp | 75.3%+19.6pp | 67.6%+27.3pp |
| Annual return | 9.15% | 17.05%-7.9pp | 116.43%-107.3pp | 35.63%-26.5pp |
| Employer contribution / active EE | $1,200 | $2,396-49.9% | $3,166-62.1% | $2,756-56.5% |
| Participant deferral / active EE | $4,005 | $3,986+0.5% | $5,008-20.0% | $4,297-6.8% |
| Admin fee / account holder | $2,301 | $8,442-72.7% | $11,024-79.1% | $6,935-66.8% |