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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,181 | $81,208+1.2% | $98,920-16.9% | $79,852+2.9% |
| Participation rate | 98.4% | 72.5%+25.9pp | 76.0%+22.4pp | 69.6%+28.7pp |
| Annual return | 9.83% | 60.99%-51.2pp | 196.47%-186.6pp | 31.72%-21.9pp |
| Employer contribution / active EE | $1,656 | $1,960-15.5% | $2,689-38.4% | $2,471-33.0% |
| Participant deferral / active EE | $3,209 | $3,265-1.7% | $4,245-24.4% | $3,740-14.2% |
| Admin fee / account holder | $3,061 | $6,013-49.1% | $6,643-53.9% | $5,306-42.3% |