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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,582 | $61,660-0.1% | $80,022-23.0% | $64,173-4.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -7.75% | -0.33%-7.4pp | 11.22%-19.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $1,577 | $1,810-12.9% | $2,468-36.1% | $2,381-33.8% |
| Participant deferral / active EE | $3,258 | $2,968+9.8% | $3,686-11.6% | $3,470-6.1% |
| Admin fee / account holder | $1,367 | $5,417-74.8% | $6,521-79.0% | $4,887-72.0% |