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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,380 | $58,241+130.7% | $81,780+64.3% | $80,911+66.1% |
| Participation rate | 42.9% | 63.4%-20.6pp | 72.4%-29.5pp | 67.6%-24.8pp |
| Annual return | 19.00% | 41.73%-22.7pp | 776.27%-757.3pp | 35.63%-16.6pp |
| Employer contribution / active EE | $2,349 | $2,343+0.2% | $2,914-19.4% | $2,756-14.8% |
| Participant deferral / active EE | $4,033 | $3,283+22.9% | $4,321-6.7% | $4,297-6.2% |
| Admin fee / account holder | $16,533 | $4,973+232.5% | $7,384+123.9% | $6,935+138.4% |