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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,472 | $57,312+89.3% | $86,617+25.2% | $75,181+44.3% |
| Participation rate | 48.8% | 63.2%-14.4pp | 71.7%-22.9pp | 67.2%-18.4pp |
| Annual return | 19.59% | 2672.78%-2653.2pp | 591.91%-572.3pp | 160.69%-141.1pp |
| Employer contribution / active EE | $2,454 | $2,315+6.0% | $3,023-18.8% | $2,671-8.1% |
| Participant deferral / active EE | $4,065 | $3,319+22.5% | $4,437-8.4% | $4,126-1.5% |
| Admin fee / account holder | $6,025 | $4,114+46.4% | $5,613+7.3% | $5,650+6.6% |