Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION2 years Filed as: LINCOLN INVESTMENT Service code 27 · EIN 23-1702591 2 SHEPPARD RD., SUITE 301 · VOORHEES, NJ 08043 | Advisory (Plan) | $19,918 |
BPAS5+ years Service code 15 · EIN 16-1503696 3501 MASONS MILL ROAD · HUNTINGDON VALLEY, PA 19006 | Recordkeeping | $8,666 |
MORRIS J. COHEN & CO., P.C.5+ years Service code 10 · EIN 23-2666906 1601 MARKET STREET · PHILADELPHIA, PA 19103 | Accounting | $6,950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,650 | $51,620+64.0% | $90,304-6.3% | $65,185+29.9% |
| Participation rate | 49.2% | 68.6%-19.4pp | 73.3%-24.1pp | 70.2%-21.0pp |
| Annual return | 21.38% | 24.94%-3.6pp | 78.13%-56.8pp | 29.38%-8.0pp |
| Employer contribution / active EE | $1,587 | $2,235-29.0% | $2,855-44.4% | $2,177-27.1% |
| Participant deferral / active EE | $2,459 | $2,871-14.3% | $3,885-36.7% | $3,514-30.0% |
| Admin fee / account holder | $359 | $384-6.6% | $5,354-93.3% | $847-57.6% |