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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,824 | $129,737+54.8% | $119,126+68.6% | $154,746+29.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 5.19% | 379.08%-373.9pp | 282.11%-276.9pp | 172.34%-167.2pp |
| Employer contribution / active EE | $2,987 | $4,375-31.7% | $4,034-25.9% | $4,379-31.8% |
| Participant deferral / active EE | $4,948 | $5,842-15.3% | $5,318-6.9% | $6,730-26.5% |
| Admin fee / account holder | $4,804 | $11,961-59.8% | $10,693-55.1% | $14,365-66.6% |