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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,824 | $111,535+80.1% | $105,223+90.9% | $137,256+46.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 5.19% | 237.85%-232.7pp | 180.65%-175.5pp | 220.34%-215.2pp |
| Employer contribution / active EE | $2,987 | $3,939-24.2% | $3,689-19.0% | $4,156-28.1% |
| Participant deferral / active EE | $4,948 | $5,500-10.0% | $5,072-2.4% | $6,407-22.8% |
| Admin fee / account holder | $4,804 | $9,721-50.6% | $8,859-45.8% | $12,270-60.8% |