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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,439 | $115,810-6.4% | $101,271+7.1% | $158,966-31.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -7.34% | 56.15%-63.5pp | 46.48%-53.8pp | 302.95%-310.3pp |
| Employer contribution / active EE | $2,303 | $4,175-44.8% | $3,660-37.1% | $4,762-51.6% |
| Participant deferral / active EE | $4,186 | $4,958-15.6% | $4,371-4.2% | $5,983-30.0% |
| Admin fee / account holder | $18,126 | $7,248+150.1% | $5,948+204.8% | $11,250+61.1% |