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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,214 | $67,602-55.3% | $82,312-63.3% | $70,126-56.9% |
| Participation rate | 83.3% | 72.8%+10.6pp | 76.9%+6.4pp | 69.5%+13.8pp |
| Annual return | 13.56% | 21.57%-8.0pp | 25.88%-12.3pp | 73.15%-59.6pp |
| Employer contribution / active EE | $366 | $1,755-79.2% | $2,428-84.9% | $2,343-84.4% |
| Participant deferral / active EE | $2,236 | $2,987-25.1% | $3,706-39.7% | $3,332-32.9% |
| Admin fee / account holder | $7,288 | $4,512+61.5% | $5,608+30.0% | $4,645+56.9% |