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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,020 | $72,486-55.8% | $87,103-63.2% | $72,976-56.1% |
| Participation rate | 88.2% | 72.8%+15.4pp | 76.9%+11.4pp | 69.5%+18.7pp |
| Annual return | 21.45% | 24.46%-3.0pp | 28.19%-6.7pp | 81.02%-59.6pp |
| Employer contribution / active EE | $378 | $1,894-80.0% | $2,521-85.0% | $2,440-84.5% |
| Participant deferral / active EE | $2,230 | $3,270-31.8% | $4,049-44.9% | $3,608-38.2% |
| Admin fee / account holder | $5,593 | $5,055+10.7% | $7,491-25.3% | $5,124+9.2% |