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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,600 | $62,583-54.3% | $76,767-62.7% | $64,173-55.4% |
| Participation rate | 78.4% | 72.8%+5.6pp | 77.0%+1.4pp | 69.6%+8.8pp |
| Annual return | -7.06% | -1.95%-5.1pp | 2.43%-9.5pp | 7.63%-14.7pp |
| Employer contribution / active EE | $335 | $1,832-81.7% | $2,485-86.5% | $2,381-85.9% |
| Participant deferral / active EE | $1,924 | $3,145-38.8% | $3,852-50.1% | $3,470-44.6% |
| Admin fee / account holder | $3,007 | $4,667-35.6% | $6,675-55.0% | $4,887-38.5% |