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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,780 | $154,228+92.4% | $145,433+104.1% | $137,256+116.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.87% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $9,223 | $4,804+92.0% | $4,554+102.5% | $4,156+121.9% |
| Participant deferral / active EE | $17,825 | $8,216+116.9% | $7,897+125.7% | $6,407+178.2% |
| Admin fee / account holder | $1,488 | $14,344-89.6% | $13,129-88.7% | $12,270-87.9% |