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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,794 | $160,070+69.2% | $147,117+84.1% | $145,897+85.6% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.1pp |
| Annual return | 22.63% | 98.69%-76.1pp | 420.54%-397.9pp | 552.29%-529.7pp |
| Employer contribution / active EE | $8,087 | $5,285+53.0% | $4,932+64.0% | $4,663+73.4% |
| Participant deferral / active EE | $16,695 | $8,419+98.3% | $8,065+107.0% | $6,689+149.6% |
| Admin fee / account holder | $8,060 | $15,035-46.4% | $12,993-38.0% | $13,390-39.8% |