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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,863 | $79,449+28.2% | $189,558-46.3% | $85,856+18.6% |
| Participation rate | 76.0% | 66.0%+10.0pp | 78.5%-2.5pp | 69.3%+6.7pp |
| Annual return | 12.11% | 18.45%-6.3pp | 64.19%-52.1pp | 318.58%-306.5pp |
| Employer contribution / active EE | $175 | $2,081-91.6% | $4,412-96.0% | $2,565-93.2% |
| Participant deferral / active EE | $3,134 | $4,051-22.6% | $6,174-49.2% | $3,952-20.7% |
| Admin fee / account holder | $16,757 | $5,377+211.6% | $9,809+70.8% | $6,261+167.7% |