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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,123 | $70,684+55.8% | $169,390-35.0% | $75,173+46.5% |
| Participation rate | 45.2% | 64.8%-19.6pp | 77.2%-32.0pp | 67.2%-22.0pp |
| Annual return | 15.85% | 36.38%-20.5pp | 406.07%-390.2pp | 160.72%-144.9pp |
| Employer contribution / active EE | $186 | $2,211-91.6% | $4,013-95.4% | $2,671-93.0% |
| Participant deferral / active EE | $2,601 | $4,310-39.6% | $6,222-58.2% | $4,126-37.0% |
| Admin fee / account holder | $255 | $5,404-95.3% | $9,015-97.2% | $5,651-95.5% |