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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,817 | $72,027+27.5% | $185,861-50.6% | $79,856+15.0% |
| Participation rate | 76.0% | 65.8%+10.2pp | 78.0%-2.0pp | 69.6%+6.4pp |
| Annual return | 9.21% | 23.13%-13.9pp | 35.96%-26.8pp | 31.71%-22.5pp |
| Employer contribution / active EE | $233 | $1,965-88.2% | $4,088-94.3% | $2,471-90.6% |
| Participant deferral / active EE | $3,072 | $3,780-18.7% | $5,634-45.5% | $3,741-17.9% |
| Admin fee / account holder | $3,708 | $4,513-17.8% | $9,503-61.0% | $5,306-30.1% |