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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,420 | $54,541+168.5% | $78,778+85.9% | $70,126+108.8% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 10.72% | 21.07%-10.4pp | 35.62%-24.9pp | 73.15%-62.4pp |
| Employer contribution / active EE | $4,729 | $1,089+334.5% | $1,986+138.2% | $2,343+101.9% |
| Participant deferral / active EE | $7,235 | $2,210+227.4% | $2,958+144.6% | $3,332+117.2% |
| Admin fee / account holder | $1,202 | $3,709-67.6% | $5,134-76.6% | $4,645-74.1% |