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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,429 | $65,034+211.3% | $90,970+122.5% | $79,856+153.5% |
| Participation rate | 98.2% | 61.6%+36.6pp | 69.0%+29.2pp | 69.6%+28.5pp |
| Annual return | 13.91% | 30.45%-16.5pp | 134.60%-120.7pp | 31.71%-17.8pp |
| Employer contribution / active EE | $3,577 | $1,247+186.8% | $2,122+68.6% | $2,471+44.8% |
| Participant deferral / active EE | $7,790 | $2,512+210.1% | $3,373+131.0% | $3,741+108.3% |
| Admin fee / account holder | $4,007 | $4,536-11.7% | $5,961-32.8% | $5,306-24.5% |