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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,130 | $65,566+98.5% | $86,235+50.9% | $75,177+73.1% |
| Participation rate | 96.8% | 60.5%+36.3pp | 69.0%+27.8pp | 67.2%+29.6pp |
| Annual return | 11.98% | 46.07%-34.1pp | 1170.03%-1158.1pp | 160.75%-148.8pp |
| Employer contribution / active EE | $4,201 | $1,553+170.5% | $2,381+76.5% | $2,671+57.3% |
| Participant deferral / active EE | $8,685 | $3,023+187.3% | $3,987+117.8% | $4,126+110.5% |
| Admin fee / account holder | $72,650 | $5,470+1228.2% | $6,856+959.7% | $5,651+1185.5% |