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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,242 | $203,436-49.3% | $152,466-32.3% | $167,518-38.4% |
| Participation rate | 0.0% | 82.3%-82.3pp | 78.2%-78.2pp | 82.1%-82.1pp |
| Annual return | 10.56% | 13.80%-3.2pp | 757.33%-746.8pp | 478.71%-468.1pp |
| Employer contribution / active EE | $1,351 | $5,220-74.1% | $4,327-68.8% | $4,838-72.1% |
| Participant deferral / active EE | $4,500 | $6,716-33.0% | $5,820-22.7% | $6,342-29.1% |
| Admin fee / account holder | $60,179 | $22,506+167.4% | $15,805+280.7% | $12,312+388.8% |