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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,114 | $175,646-80.6% | $129,118-73.6% | $134,532-74.6% |
| Participation rate | 55.6% | 81.6%-26.0pp | 77.2%-21.7pp | 81.2%-25.7pp |
| Annual return | -18.65% | -11.39%-7.3pp | -10.94%-7.7pp | 418.27%-436.9pp |
| Employer contribution / active EE | $2,426 | $6,355-61.8% | $5,051-52.0% | $4,741-48.8% |
| Participant deferral / active EE | $3,542 | $7,970-55.6% | $6,539-45.8% | $6,401-44.7% |
| Admin fee / account holder | $4,772 | $23,578-79.8% | $14,305-66.6% | $11,429-58.2% |