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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,807 | $192,829-77.3% | $142,516-69.3% | $139,466-68.6% |
| Participation rate | 62.5% | 81.4%-18.9pp | 76.8%-14.3pp | 80.3%-17.8pp |
| Annual return | 17.63% | 17.99%-0.4pp | 19.99%-2.4pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,516 | $5,808-73.9% | $4,849-68.7% | $4,754-68.1% |
| Participant deferral / active EE | $4,117 | $7,200-42.8% | $6,280-34.4% | $6,712-38.7% |
| Admin fee / account holder | $335 | $15,120-97.8% | $10,008-96.6% | $11,409-97.1% |