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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,977 | $97,550-66.2% | $120,344-72.6% | $87,485-62.3% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.7%+17.2pp | 68.9%+24.9pp |
| Annual return | 22.81% | 18.41%+4.4pp | 20.30%+2.5pp | 26.06%-3.2pp |
| Employer contribution / active EE | $1,183 | $2,291-48.4% | $3,020-60.8% | $2,596-54.4% |
| Participant deferral / active EE | $3,328 | $4,230-21.3% | $5,135-35.2% | $4,274-22.1% |
| Admin fee / account holder | $1,153 | $9,543-87.9% | $12,742-91.0% | $7,775-85.2% |