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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,593 | $86,938-68.3% | $102,423-73.1% | $80,925-65.9% |
| Participation rate | 84.6% | 72.4%+12.2pp | 76.5%+8.1pp | 67.7%+17.0pp |
| Annual return | 21.47% | 18.89%+2.6pp | 29.42%-8.0pp | 35.65%-14.2pp |
| Employer contribution / active EE | $953 | $2,369-59.8% | $3,023-68.5% | $2,756-65.4% |
| Participant deferral / active EE | $2,510 | $4,120-39.1% | $5,054-50.3% | $4,299-41.6% |
| Admin fee / account holder | $5,956 | $8,053-26.0% | $9,455-37.0% | $6,940-14.2% |