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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,516 | $78,423-71.3% | $95,964-76.5% | $79,856-71.8% |
| Participation rate | 93.8% | 73.5%+20.3pp | 77.1%+16.7pp | 69.6%+24.1pp |
| Annual return | 15.04% | 19.37%-4.3pp | 91.64%-76.6pp | 31.71%-16.7pp |
| Employer contribution / active EE | $783 | $1,945-59.7% | $2,541-69.2% | $2,471-68.3% |
| Participant deferral / active EE | $2,027 | $3,440-41.1% | $4,167-51.4% | $3,741-45.8% |
| Admin fee / account holder | $3,337 | $5,622-40.6% | $6,797-50.9% | $5,306-37.1% |