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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,386 | $71,878-68.9% | $86,698-74.2% | $68,486-67.3% |
| Participation rate | 92.7% | 72.2%+20.4pp | 76.6%+16.1pp | 67.9%+24.8pp |
| Annual return | -16.19% | 3.53%-19.7pp | 35.95%-52.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $972 | $2,173-55.3% | $2,837-65.7% | $2,597-62.6% |
| Participant deferral / active EE | $2,437 | $3,779-35.5% | $4,656-47.7% | $4,028-39.5% |
| Admin fee / account holder | $2,837 | $6,113-53.6% | $7,493-62.1% | $5,404-47.5% |