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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $85,594 |
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $40,532 |
Service code 27 1801 CALIFORNIA STREET · DENVER, CO 80202 | Advisory (Plan) | $22,378 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,024 |
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $1,939 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,057 | $65,118-4.7% | $76,768-19.2% | $55,725+11.4% |
| Participation rate | 88.8% | 79.6%+9.2pp | 77.0%+11.9pp | 70.9%+18.0pp |
| Annual return | -0.13% | -1.27%+1.1pp | 2.43%-2.6pp | 244.93%-245.1pp |
| Employer contribution / active EE | $815 | $1,941-58.0% | $2,485-67.2% | $2,078-60.8% |
| Participant deferral / active EE | $6,546 | $3,688+77.5% | $3,852+70.0% | $3,356+95.1% |
| Admin fee / account holder | $308 | $116+166.1% | $6,675-95.4% | $115+167.7% |