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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $95,371 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $56,558 |
NEWPORT GROUP, INC.1+ years Filed as: NEWPORT RETIREMENT SERVICE, INC Service code 15 13925 BALLANTYNE CORPORATE PLACE · CHARLOTTE, NC 28277 | Recordkeeping | $33,076 |
Service code 27 1801 CALIFORNIA STREET · DENVER, CO 80202 | Advisory (Plan) | $13,148 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $1,168 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $489 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,586 | $63,905+15.1% | $74,184-0.8% | $57,658+27.6% |
| Participation rate | 75.6% | 79.8%-4.2pp | 76.6%-1.0pp | 70.2%+5.4pp |
| Annual return | 10.62% | 60.60%-50.0pp | 17.74%-7.1pp | 5.13%+5.5pp |
| Employer contribution / active EE | $774 | $1,840-58.0% | $2,370-67.3% | $1,974-60.8% |
| Participant deferral / active EE | $6,283 | $3,448+82.2% | $3,550+77.0% | $3,061+105.3% |
| Admin fee / account holder | $394 | $91+332.8% | $5,586-92.9% | $95+317.0% |