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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,474 | $89,515-47.0% | $103,065-53.9% | $80,959-41.4% |
| Participation rate | 66.7% | 76.0%-9.3pp | 80.6%-13.9pp | 67.7%-1.0pp |
| Annual return | 12.00% | 22.82%-10.8pp | 23.95%-12.0pp | 35.67%-23.7pp |
| Employer contribution / active EE | $2,217 | $4,015-44.8% | $4,675-52.6% | $2,757-19.6% |
| Participant deferral / active EE | $5,468 | $5,463+0.1% | $6,625-17.5% | $4,300+27.2% |
| Admin fee / account holder | $19,098 | $6,527+192.6% | $9,349+104.3% | $6,925+175.8% |